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Look at this new insurance guide from escape from tarkov - https://www.sellersandfriends.com/blog/escape-from-tarkov-insurance-keep-your-stuff-safe. Somewere in the text reads: With insurance services you will be able to get your precious long farmed items back with some luck involved. There is a high chance that you will lose your stuff. However, in the long run you will regain more than you will lose on the services costs. So you can earn extra money in EFT!